uob personalized banking
uob personalized banking
Blog Article
UOB Financial institution provides several different individual banking providers intended to meet up with the money desires of people. Underneath is an in depth overview to help you understand The important thing elements and offerings.
Types of Accounts
Financial savings Account: This account enables you to lower your expenses though earning desire.
Characteristics: Quick access, interest earnings, negligible costs.
Rewards: Secure spot for your money, potential expansion by means of interest.
Latest Account: Ideal for daily transactions and taking care of expenditures.
Features: Checkbook facility, overdraft defense.
Benefits: Easy for regular payments and withdrawals.
Fastened Deposit Account: For all those aiming to generate bigger curiosity fees above a hard and fast period.
Capabilities: Fixed expression deposits, higher curiosity premiums in comparison with price savings accounts.
Rewards: Safe expense selection with predictable returns.
Financial loans
Personal Loans: Unsecured loans which can be useful for various reasons like education and learning or dwelling renovation.
Kinds:
Installment Loans
Credit history Strains
Benefits: Flexible repayment terms, competitive interest rates.
House Loans: Tailored answers for acquiring house or refinancing current mortgages.
Varieties:
Set Charge Residence Bank loan
Floating Fee Property Bank loan
Positive aspects: Diverse strategies to match personal wants, desirable prices.
Credit Cards
UOB offers An array of charge cards catering to distinctive existence and shelling out behavior:
Rewards Playing cards: Gain points on each and every buy that may be redeemed for presents uob personal banking or travel miles.
Cashback Playing cards: Get income rebates on everyday expending for instance groceries and dining out.
Vacation Cards: Distinctive Positive aspects like air miles accumulation and travel insurance coverage.
Expense Products and services
For individuals serious about increasing their wealth by way of investments:
Unit Trusts * Diversified portfolio managed by pros. * Suitable for very long-term progress targets.
Structured Deposits * Combines the capabilities of traditional deposits with financial commitment products. * Perhaps higher returns but with some possibility involved.
Insurance policies Products
To guard by yourself and All your family members against unforeseen functions:
Everyday living Insurance coverage * Supplies economical stability in the event of death or crucial disease. * Could also function a discounts Software according to the coverage decided on.
Wellbeing Coverage * Handles professional medical fees including hospitalization costs. * Important for mitigating superior Health care expenditures.
Digital Banking Providers
Ease at your fingertips by means of digital platforms:
Internet Banking
Enables you to manage your funds on line:
Watch account balances and transaction heritage
Transfer cash amongst accounts or shell out payments
Apply for new products and solutions (financial loans/credit cards)
Cell Banking
Banking on-the-go by means of mobile applications:
Swift balance checks
Cell payment possibilities (QR code payments)
Notifications & alerts about account activity
Using these thorough offerings, UOB aims to deliver customized banking solutions that cater precisely to specific needs while guaranteeing comfort and stability in all transactions.